People do charity to make a difference, but its real shame that some of them take advantages of these good deeds. Mostly these Charity Scam become active when there is an occurrence of a natural disaster like flood, tornado, earthquake, hurricanes, tornadoes, tsunamis, volcanic eruptions, and any other geologic processes. During this situation, scammers exploit people by behaving like legitimate charity funds and running donation camps online.
There can be many ways scammers use to do charity scam like by creating fraudulent NGO’s online, running camps for donation online. They can contact you through emails, phone calls, sending letters, or through an advertisement and will ask to contribute to the victims of natural disasters. In charity scams cases, they ask for money in the form of donation online, once the money is transferred, scam is complete. Your money is gone, and you will never get to know what happened to your money
Never do charity or donation online for NGO and charity organizations you don’t know. If you ever feel like doing charity or donation, do it through trusted organizations.
Take the following step to save yourself from charity scams
If you want to make your donation count, then keep a few things in mind while donating online. For example, you should have the complete information about the charity or fundraiser organization to whom you are donating and for which program you are donating and how many parts of your contribution is directly going for donation. Here are a few things you need to do to make sure your donations reach the right place, and your donation doesn’t end up in the hands of a scammer.
investigate a bit on the internet About Charity Scam
Are you looking for a charity to support? Search by entering the type of cause you are interested in helping – for example, “assistance for hurricane victims” or “homeless children” and also search for “best charity organization online” or “best-rated donation fund”.
When you decided or have selected the organization for charity, then do one more search again by adding words” comments, Rating, scam “or “complaint” along with the organization’s name.
Check the online presence of the charity organization. Go through their website to see whether they are offering the program you want to support for, and how much part of your donation is directly going to contribute that program. Do take precautionary steps if you don’t find any detailed information about the programs or cause you to want to support.
Look for the Government NGO’s and charitable funds have to say about the charity organization.
How to confirm you receive a call from charity fund not from charity scams:
If you receive a call, text message, letter, or an email asking for donation online, do pressurizes yourself. Take some time and investigate, a legitimate charity will happily accept your support anytime.
Ask questions from the charity funds like registered name of the charity or organization, postal address, web address, donation programs, and other details you feel are relevant to ask. Scammers might use similar names of recognized charities to misguide you.
Ask charity organizations about what all support programs they run for social welfare, and your donation online is tax deductible or not. If yes, then check the name of the charity in the list of a taxable charity organization to save you from charity scams.
Do check the fundraiser or charity organizations registered in your state.
If you receive requests through social media or collaborative fundraising sites for Charity online:
Keep in mind investigation is the key. Don’t get fooled by the scammers if they approach you through social media or collaborative collection websites. Do not believe these requests received for donation are legitimate; the scammers might have created for charity scams.
The collaborative fundraising websites have very negligible control over how donations used and who uses. Do search about the fundraising or charity organization before donating; remember one thing donation to an individual is not tax deductible.
The most reliable way to donate through social media and collaborative collection websites is to donate to organizations or charity funds you know, to whom you can communicate. Call your friends or colleagues if they have ever associated with these organizations or not.
Tricks of scammers to conduct charity scams:
Do not rush to donate. That is a technique used by the scammers to make you the victim of charity scams.
Some scammers call you and thank you for a donation you did not make. It is to try to confuse you and pay them.
Scammers can change the phone number that appears on the caller ID device to make it look that the call is from the local area code.
Some scammers use names that resemble those of public organizations. That’s why you should investigate a little before donating.
The scammers make vague and sentimental statements but do not give details about how their donation will be used.
False organizations can say that their donation is tax deductible when, in fact, it is not.
If you see any red alert flag, or if you are not sure how a charitable organization will use your money, consider donating to another organization.
Ready to donate online:
Be careful with the mode of payment. If they ask you to donate online through money transfer or cash payment, prefer not to do it, maybe it is a trick of the scammer. It is always safer to make a donation online through credit card or check (cheque) after doing proper research on a charity or fundraising organization.
Things to do after donating online:
Go through your bank account and credit card summaries and review them, check and make sure only donation account deducted and you have not subscribed to regular donations. Please keep a record of all the contribution you have made.