Many times when searching for a way to earn extra money through business opportunities on the net, people run into numerous scams. These Internet Scams make it quite challenging to find a legitimate source of work. Not to mention, they come in all forms.
Internet fraud is on the increase, and many individuals are losing their hard-earned cash to internet swindlers. The reason we are conned time and time again is that fraudsters are always ahead and software to detect fraud is developed after swindlers have made a kill. But there are simple rules that you can apply to prevent being cheated of your money.
When it comes to internet banking, major banks offer their customers free anti-virus software that helps reduce exposure to fraud. Such services are vital hence make use of them. It is also essential to ensure you protect your password from being assessed by con-men. Avoid saving your password on your computer desktop or even asking your computer to remember your secret code.
Different Kinds of Internet Scams
The term ‘phishing’ refers to the act of trying to acquire sensitive information like passwords or credit card numbers, often via email. A typical phishing scheme is to send an email pretending to be the bank or money-related service used by you, trying to get the user to log in. The links in the email don’t actually bring to the original vendor site, but to a clone site, owned by the scammer, who is recording all fields entered when logging in the website. One of the most common types of phishing involves e-Bay related messages.
The term ‘identity theft’ commonly refers to the act of acquiring personal information about you, which can be later be used without your permission. Identity theft schemes include:
a). Stolen Credit Card
Credit card information can be obtained in many ways, the simplest being copying information from retailers, either online or offline. There have been many reported cases of crackers obtaining vast quantities of credit card information from companies’ databases. Despite the claims of the credit card industry and merchants, using credit cards for online purchases is not totally secure and still carries a certain amount of risk. Even the so-called “secure transactions” are not fully trustworthy, since the information needs to be decrypted to plain text in order for it to be processed. This is one of the points where credit card information is typically stolen.
b) Getting Wire Transfer Info
Some fraudsters approach merchants asking them for large quotes. After they quickly accept the merchant’s quote, they ask for wire transfer information to send payment. Immediately, they use online check issuing systems that require nothing but a working email, to produce checks that they use to pay other merchants or send associates to cash them.
Money Transfers Scams
This type of Fraud consists of an employment offer to help transfer money to a foreign company, supposedly because it costs too much to do it through other methods (which is usually not the case). Other times, you are sent an email from a total stranger stating he received a check in a foreign value he can’t cash, offering you to cash ‘1000’ at his place and send him back ‘400’ in advance, keeping the rest — where the check is obviously a fake. Such schemes are easy to spot because they’re highly unlikely in real life, but unluckily some still fall for them.
Internet Dating Scams
The last type of scams I want to mention is the famous dating sites. Sadly the scammers are using these to their advantage as well. They will gain your trust, and your love and use it for all its worth. They will maybe ask to send money for someone ill in their family. Or even ask to send money for a flight for you to meet. But if they are scammers, they will never come, and your money will be lost. You might think to go to their place might be smart; but in reality, it’s even more dangerous as they can in worst cases beat you up, or even kill you to get your money. So please use caution and be skeptical when using these pages.
Protect Yourself from Internet Scams
How can you tell if they are scamming you, though? What if it’s just another income opportunity? These questions are valid since there are still many fantastic opportunities out there. Nevertheless, it is still great to know how to spot when a company is scamming you.
Ways to Get Protection Against Internet Scams
- When you ask direct and pointed questions, they dodged you, in other words, tap dancing around what you have asked using such flowery language hoping to reel you in or impress you.
- When you send them an email or give them a phone call, they never return them. This is because they are hiding their badness, hoping they will not be found out.
- They would not accept the credit cards. Some will make up an excuse saying that they do not wish to accept credit cards because of a past bad experience when, in fact, it is quite rare that ever happens. Plus, merchants are willing to take risks since the use of credit cards allows companies to reach a much vaster pool of clientele.
- They want you to pay with cashier’s check, money order, bank wire, or Western Union and not accepting any other alternative.
- They will not let you try out the product or service for any length of time or in any quantity. Or, they will not provide examples of the work they have done. Sometimes, they won’t have a money-back guarantee. This is because they don’t want you to see how much they really suck! If their product were that of quality performance, then they wouldn’t mind showing you examples or allowing you to try out their product or service for a time. They’d be confident that you’d come back for more as a returning customer or that you wouldn’t want your money back.
There are ‘n’ numbers of ways to get absolute protection against different kinds of internet scams. You should install the premium privacy protection software and protect yourself against scams. XA technologies offer the best and superior privacy protection software – XA Troop that uses advanced protection algorithms against phishing scams.